Figuring out the cost of TMS Therapy isn’t a one-size-fits-all process—it depends heavily on your insurance plan’s terms and coverage. Even with insurance approval, you’ll likely face a copay or deductible, which can vary by plan. In some cases, insurance might cover the entire treatment or just a portion of it. If you’re concerned about affordability, don’t worry—there are options. Payment plans, healthcare financing, or medical credit cards, like those offered by CareCredit, can help lighten the financial load and make treatment more accessible.